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TRAVEL MEDICAL INSURANCE PLANS
Protect your health, belongings, and financial investment...

What are Travel Medical Insurance Plans?
Travel Medical Plans are essentially travel insurance plans that do not include Trip Cancellation & Interruption. Additional Flight Accident & Baggage insurance is encouraged when purchasing these policies. Click here to learn more about purchasing additional Flight Accident Insurance

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PLAN NAME ATLAS GROUP SERIES
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Distributed by MultiNational Underwriters, LLC
Underwriter Lloyd's
Deductibles: $0, $100, $250, $500, $1,000 or $2,500 per Certificate Period
Coinsurance Claims incurred in US or Canada: For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit
Coinsurance Claims incurred outside US or Canada: For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit
Hospital Room and Board: Average Semi-private room rate, including nursing services
Local Ambulance: Usual, Reasonable and Customary charges
Hospital Indemnity: $100 per day (not subject to Deductible or Coinsurance)
Intensive Care Unit: Usual, Reasonable and Customary charges
Outpatient Treatment: Usual, Reasonable and Customary charges
Acute Onset of Pre-existing Condition: $15,000 limit per Certificate Period for Eligible Medical Expenses
$25,000 limit per Certificate Period for Emergency Medical Evacuation (only available to US Citizens under age 70)
Physical Therapy: $50 per visit
All Other Eligible Medical Expenses: Usual, Reasonable and Customary charges
Emergency Dental: Accident Overall Maximum Limit
Acute Onset of Pain $100 limit per Certificate Period
Emergency Medical Evacuation: Overall Maximum Limit
Emergency Reunion: $15,000 limit per Certificate Period
Return of Minor Children: $5,000 limit per Certificate Period
Terrorism: $50,000 Maximum Lifetime Limit, Medical Expenses only
Accidental Death and Dismemberment: Principal Sum
$25,000 Adults age 18-69
$12,500 Adults age 70-74
$ 6,250 Adults age 75 and above
$ 5,000 Children age 17 and below
Common Carrier Accidental Death: $50,000 per adult, $25,000 children under age 18; $250,000 Maximum per family
Repatriation of Remains: Overall Maximum Limit
Natural Disaster Benefit: Up to $100 a day for 5 days when Displaced from planned, paid accommodations due to evacuation from forecasted disaster or following a disaster strike
Trip Interruption: $5,000 limit per Certificate Period
Lost Checked Luggage: $250 limit per Certificate Period (not subject to Deductible or Coinsurance)
Hospital Pre-Notification Penalty: 50% of Eligible Medical Expenses
Optional Hazardous Sports Rider: Overall Maximum Limit
Overall Maximum Limit per Certificate Period (includes all benefits except Accidental Death and Dismemberment and Common Carrier Accidental Death): Age 14 days to 69 - $50,000, $100,000, $250,000, $500,000 or $1,000,000; Age 70 to 79 - $50,000; Age 80 or older - $10,000
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