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INTERNATIONAL STUDENT HEALTH PLANS

Protect your health, belongings, and financial investment...

What are International Student Health Plans?
StudentSecure is designed specifically to meet the insurance needs of international students. Whether you are looking for individual coverage or coverage for the entire family, our Select and Budget options have the features you need. Each plan includes coverage for Emergency Medical Evacuation, Intercollegiate Sports, Acts of Terrorism and more!


PLAN NAME StudentSecure (Select) StudentSecure (Budget)
Read Definitions
Distributed by MultiNational Underwriters, LLC MultiNational Underwriters, LLC
Underwriter Lloyd's Lloyd's
Certificate Period Maximum $300,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)
$250,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)
Maximum Benefit per Injury or Illness $300,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)
$250,000 (Participant) $ 50,000 (Spouse) $ 50,000 (Child)
Deductible $100 per Injury or Illness Reduced to $50 if treatment is from Student Health Center $100 per Injury or Illness Reduced to $50 if treatment is from Student Health Center
Coinsurance - Claims incurred in US For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Certificate Period Maximum For charges incurred within the PPO or at a Student Health Center, coinsurance will be waived. For the Certificate Period, Underwriters will pay 80% of the next $10,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit
Coinsurance - Claims incurred oustide of US After the Deductible, Underwriters will pay 100% of Eligible Expenses to Certificate Period Maximum For the Certificate Period, Underwriters will pay 80% of the next $10,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit
Hospital Room & Board Average Semi-private room rate, including nursing services Average Semi-private room rate, including nursing services
Local Ambulance Up to $350 per Injury / Illness if Hospitalized as Inpatient Up to $350 per Injury / Illness if Hospitalized as Inpatient
Intensive Care Unit Usual, Reasonable, and Customary charges Usual, Reasonable, and Customary charges
Hospital Pre-Notification Penalty 50% of Eligible Medical Expenses 50% of Eligible Medical Expenses
Outpatient Treatment Usual, Reasonable, and Customary charges Usual, Reasonable, and Customary charges
Outpatient Prescription Drugs 50% of Actual Charge 50% of Actual Charge
Mental Health Disorders Outpatient: $50 Maximum per day, $500 Maximum Lifetime
Inpatient: Usual, Reasonable, and Customary charges to $10,000 Maximum Lifetime
Treatment must be not obtained at a Student Health Center
Outpatient: $50 Maximum per day, $500 Maximum Lifetime
Inpatient: Usual, Reasonable, and Customary charges to $10,000 Maximum Lifetime
Treatment must be not obtained at a Student Health Center
Dental Treatment due to Accident $250 Maximum per tooth $500 Maximum per Certificate Period $250 Maximum per tooth $500 Maximum per Certificate Period
Dental Treatment to alleviate pain $100 Maximum per Certificate Period $100 Maximum per Certificate Period
Maternity Care for a Covered Pregnancy Usual, Reasonable, and Customary Charges Usual, Reasonable, and Customary Charges
Routine Nursery Care of Newborn $750 Maximum per Certificate Period $250 Maximum per Certificate Period
Therapeutic Termination of Pregnancy $500 Maximum per Certificate Period $500 Maximum per Certificate Period
Physical Therapy & Chiropractic Care Maximum $50 per visit per day
Must be ordered in advance by a Physician and not obtained at a Student Health Center
Maximum $50 per visit per day
Must be ordered in advance by a Physician and not obtained at a Student Health Center
Intercollegiate, interscholastic, intramural, or club sports $5,000 Maximum per Injury / Illness
Medical Expenses only
$5,000 Maximum per Injury / Illness
Medical Expenses only
Terrorism $50,000 Maximum Lifetime Limit, Medical Expenses Only $50,000 Maximum Lifetime Limit, Medical Expenses Only
Benefit Period for coverage after Policy Termination Date 60 days from date of Injury or Onset of Illness if Member is Hospitalized on the Termination Date 60 days from date of Injury or Onset of Illness if Member is Hospitalized on the Termination Date
Emergency Medical Evacuation $300,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)
$250,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)
Emergency Reunion $2,500 Lifetime $1,000 Lifetime
Accidental Death & Dismemberment Principal Sum
$25,000 (Participant)
$10,000 (Spouse)
$ 5,000 (Child)
No coverage
Repatriation of Remains $25,000 Maximum $15,000 Maximum
Read Definitions